DIMORA MORTGAGES

First Time Buyers

Being a first time buyer, looking to purchase your first home is a daunting prospect. You don’t want to get it wrong and burden yourself with a mortgage you can’t afford. You’re about to take on the biggest investment of your life so far.

At Dimora Mortgages, we get that. We don’t just set you up with the mortgage and leave you to it. We will guide you with first-time buyer tips and professional first-home buyer advice you can trust. We will be there at every step of your first-time buyer journey, from the day you decide to buy a house (or flat) to the day you pick up the keys to your new home.

Did we say our service ends there? No, we didn’t, and that’s because it doesn’t. We are obsessed with building long-term relationships with our clients based on trust, honesty and transparency. That means throughout your home-owning journey, from your first home to your last, we are there to look after all your financial needs, whether in Norfolk or across the whole country.

The First Time Buyer Process

Discover how much you can borrow – talk to our mortgage advisors for first time buyers and find out how much you can afford to borrow.

Get your mortgage agreed in principle – put yourself in an enviable buying position by getting your mortgage agreed in principle, which includes confirmation you have passed the first phase of your credit rating with the lender.
Source a solicitor – don’t wait until you’ve found a house or flat. Find a solicitor you can trust as soon as possible, as they can start the process of buying your first home. Need help? No problem. Talk to us, and our mortgage broker in Norwich can help you.
Hunt for your new home – now you’re all set to start house hunting and finding your new home.
Get your offer accepted – once you have found the perfect place and had your offer accepted, call your Dimora mortgage broker, who will process your mortgage agreement into a mortgage application.
Wait for the mortgage valuation – your lender will send a valuer to assess your future home to ensure it is worth what you’re paying. This protects you and the lender should something unforeseen happen, and you can’t maintain mortgage repayments.
Receive your mortgage offer – good news! Your lender has approved your mortgage application.
Get insured – your mortgage lender will require you to insure the buildings of your future home. Chat with your Dimora mortgage advisor, who will offer first-time buyer advice on buildings and contents insurance and other insurances you should consider.
Exchange contracts – you’re almost there! Your solicitor has legally exchanged contracts with the vendor’s solicitors, and all parties have agreed on a moving date.
Now it’s time to move into your new home – congratulations on your new home!

How We Can Help

We ensure the advice we offer is the best for first time home buyers. Our team of mortgage advisors for first time buyers is highly experienced and knowledgeable, ensuring we match the right mortgage with you and your circumstances.

Let us make your first-time buyer journey as simple, easy and stress-free as possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Time to start your mortgage journey?

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Truly, a Five-star Service

We’d be nothing without our valued clients. We pride ourselves on creating proper relationships on a case-by-case basis.

Overleaf is just a small selection of our fabulous feedback so far.

First Time Buyers

Moving Home

Remortgage

Buy to Let