DIMORA MORTGAGES
Overpayment Calculator
Making overpayments on your mortgage can be one of the simplest ways to save thousands in interest and shorten your mortgage term.
Use this calculator to see how even small, regular overpayments could make a big difference over time.
When you overpay your mortgage, the extra money goes straight towards reducing the balance you owe. This means:
You pay less interest overall
Your mortgage could finish years earlier
You build equity in your home faster
Even modest overpayments, made consistently, can have a surprisingly powerful impact.
Overpayment calculator
*Most lenders allow overpayments, but many cap them at around 10% of the outstanding balance per year without charging an early repayment charge. Always check your mortgage offer or speak to your lender before making changes. Overpaying may not always be the right option for everyone. It’s worth considering: Any early repayment charges, Whether you have higher-interest debts elsewhere or keeping an emergency fund for peace of mind. If unsure get tailored advice before you commit.
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Step 2
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Step 3
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Step 4
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*This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.